tobacco in history and culture the American colonies laden relationships The History of Tobacco –

Plan materials describing the tobacco surcharge or premium differential are generally required to disclose: That a reasonable alternative standard is available How the employee can request or obtain the alternative Contact information for the appropriate plan representative The possibility of a waiver, when applicable That recommendations from the employees personal physician will be accommodated The disclosure should appear in materials that describe the surcharge itself

Improved availability of less-harmful forms of nicotine have long been advocated for by harm reduction proponents [12, 25] and some tobacco control experts [26, 27], and existing restrictions on such products have been decried as perverse [11]

II, B(4), supra note 120

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